All items about mobile


Visa's payWave contactless payment system, soon to be challenged by AT&T and Verizon

The two biggest mobile companies in the US, AT&T and Verizon Wireless, are teaming up to launch a new financial venture, which will allow consumers to pay for goods with a swipe of their smartphone – in effect forming a new banking entity and putting them in direct competition with the likes of Mastercard and Visa (who already have contactless payment methods called “payPass” and “payWave”).

What’s interesting about this development is that it uses something most of us already have – a smartphone – so the barrier to entry will be much lower. And as one expert put it, “The mobile carriers are the biggest recurring billers in every market. They are experts at processing payments.”

Perhaps in the future our banks won’t be banks, but phone companies.

Read more at Bloomberg, or Mobile Beat.


Apps without Programming

The new App Inventor takes Google’s “do what you like with your gadgets” approach one step further, by enabling anyone – even those who have never programmed before – to create their own apps with drag and drop ease.

App Inventor is a simple user interface for creating applications for the Android mobile platform, working in a similar way to Visual Basic – you drag buttons onto your screen and attach actions to them.

It’s interesting because in an age where there is fierce debate over whether you have the right to reprogram your device and customize it for your own use (consider Apple’s iOS vs Google’s Android), this presents a third option – by equipping ordinary people to develop exactly the functionality they need, without having to go outside the bounds of a controlled environment. Might we see Apple offer something similar for iPhones soon?

It’s also interesting to consider that if MySpace, Facebook and blogs took the idea of people creating websites and web content into the mainstream, what could happen if the capability to create software became equally mainstream? It would be sure to spark a total revolution in the way we think about computers…

Read more at CNET.

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