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Visa's payWave contactless payment system, soon to be challenged by AT&T and Verizon

The two biggest mobile companies in the US, AT&T and Verizon Wireless, are teaming up to launch a new financial venture, which will allow consumers to pay for goods with a swipe of their smartphone – in effect forming a new banking entity and putting them in direct competition with the likes of Mastercard and Visa (who already have contactless payment methods called “payPass” and “payWave”).

What’s interesting about this development is that it uses something most of us already have – a smartphone – so the barrier to entry will be much lower. And as one expert put it, “The mobile carriers are the biggest recurring billers in every market. They are experts at processing payments.”

Perhaps in the future our banks won’t be banks, but phone companies.

Read more at Bloomberg, or Mobile Beat.

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Peter Serafinowicz: Shooting himself by pirating his own movies?

Once, we only bought movies on VHS or DVD, and books in bookstores. But with the digitization of all entertainment media, there are many reasons why this doesn’t make sense any more – portability, cost, transport. Actor and director Peter Serafinowicz finds himself in conflict as both a content producer and consumer as to what is the right thing to do:

With bandwidth and storage increasing exponentially, getting cheaper, and consumers becoming more tech-savvy, its becoming easier every day to grab free copies of books, movies and albums. This is why Internet users are thrilled. Including me. This is why people in the entertainment industry are terrified. Including me.

It’s clear that the media industry and the law have not caught up with the way people want to access and own their content, and the way technology can be used. Read Peter’s detailed discussion of the moral rights and wrongs of piracy on Gizmodo:
Why I Steal Movies… Even Ones I’m In

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Video

We’ve all grown accustomed to a free web, but the reality is, content creators including bloggers, artists or musicians, need to get paid if the creative economy is to flourish. But attempts to charge for newspapers online showed that people are not inclined to pay for access to lots of different sites. Here is a possible solution, Flattr – a flat rate payment which is split between all sorts of different creators by just clicking an icon.

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Video

This concept video demonstrates a powerful application of augmented reality. With technology that exists today, retailers could bring their wares to your living room, solving one of online shopping’s biggest drawbacks – a flat 2D representation is often not enough to make product decisions. A 3D online furniture store could allow you to try out different furniture in the real physical space of your living room with minimal effort – something that both physical and online stores can’t currently do. You can read more about the video and how it was made on phedhex’s blog.

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rogersfail-wIn an effort to force users of its HTC Dream to do a software update that fixes a 911 call bug, Rogers has disconnected Internet from all its Android customers. Here’s the full text I just received on my phone:

Rogers/Fido Safety Message: URGENT Reminder 911 Calls HTC Dream software update: Mandatory software update is now available to help ensure 911 calls are completed from your phone. Please go immediately to rogers.com/dreamsoftwareupdate on your PC to download.

In order to help ensure 911 calls are completed internet access was temporarily disabled on your phone at 01/24/10 6:00AM EST. To reactivate internet service, please complete your software update immediately. Upon completion, internet access will be re enabled within 24 hours.

For users of Macintosh and Windows 7, please call 1- 888-764-3771(1-888-ROGERS1) for update instructions.

We apologize for the inconvenience but we prioritize customer safety above all.

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Some people are born beautiful.  Others become beautiful. The rest visit cosmetic surgeons as they wage a holy war against Father Time and their own genetic limitations.  And when those people eventually choose the wrong surgeon, they’re disfigured for life, turned into freakish mutants who are a strange and distracting parody of beauty.

That’s what’s happening now with mobile phones.

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